Why Winter Car Accidents Are So Common in Chicago

If you’re in a crash on snow or ice, take these steps to protect your health and your claim:

Call 911 and Request Police

A crash report documents road conditions and helps establish fault. Illinois law requires reporting many crashes, especially those involving injury or major damage.

Get Medical Attention Right Away

Adrenaline can mask injuries. Seeing a doctor creates a clear medical record linking your injuries to the accident.

Document the Scene

Take photos/video of:

• black ice or snow buildup
• tire tracks and vehicle positions
• road signs, intersections, skid marks
• weather and visibility

This evidence can be crucial later.

Exchange Info but Don’t Admit Fault

Even saying “I’m sorry” can be twisted by insurers. Stick to facts.

Notify Your Insurance Company

But be careful with recorded statements before you understand your rights.

Who Is Liable for a Winter Car Accident?

A common myth is: “If it’s icy, nobody’s at fault.” Not true. In Illinois, drivers must adjust to conditions. If someone speeds, follows too closely, drives distracted, or fails to control their vehicle, they can still be legally responsible—even if the road was snowy or icy.

Depending on the situation, liability may fall on:

• A negligent driver who didn’t slow down or keep control
• A commercial driver/company if a truck or delivery vehicle caused the crash
• A property owner or business in some black-ice injury cases (like parking lots or entrances)

Illinois follows comparative negligence, meaning you can still recover compensation if you were partly at fault—so long as you’re less than 50% responsible.

Talk to a Chicago Winter Car Accident Lawyer

Winter crashes often lead to bigger disputes with insurance companies. Adjusters may try to blame the weather instead of the driver who caused the wreck. If you were injured in a Chicago car accident this winter, a lawyer can help you pursue compensation for:

• medical bills and rehab
• lost wages and reduced earning ability
• pain and suffering
• long-term disability or mobility issues

At Duran Law Offices, our Chicago personal injury team helps people hurt in snow- and ice-related crashes across Cook County and throughout Illinois. If a careless driver turned your winter commute into a serious injury, we’re here to help you understand your options and fight for what you’re owed.